Bank holidays in India are crucial for planning financial activities, as they affect branch operations across the country. The Reserve Bank of India (RBI) classifies these holidays under categories like the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and account closing days. While national holidays are observed nationwide, regional holidays vary by state, reflecting local festivals and cultural events. In 2025, banks will also be closed on all Sundays, as well as the second and fourth Saturdays of each month. Digital services such as UPI, net banking, and ATMs remain operational during these closures, ensuring convenience for customers.
This article provides a detailed, month-wise breakdown of bank holidays in 2025, with dates, days, holiday names, and the states where they are observed. The information is compiled from reliable sources to help you avoid unexpected disruptions. Always verify with your local bank or the RBI website for any updates, as some dates, especially for moon-sighting-dependent festivals, may change.
Types of Bank Holidays
- Holidays under the Negotiable Instruments Act: These include regional and national festivals where cheque clearing and other transactions are suspended.
- RTGS Holidays: Days when real-time gross settlement systems are not available.
- Banks’ Closing of Accounts: Specific days like April 1 for annual account closing, when banks are closed for public transactions but may perform internal operations.
Important Notes on Bank Holidays in 2025
- Banks are closed on all Sundays and the second and fourth Saturdays.
- Holidays for festivals like Ramzan Id, Bakrid, and Milad un-Nabi depend on moon sighting and may be adjusted by state governments.
- Digital banking is unaffected, allowing transfers, bill payments, and balance checks.
- For state-specific clarifications, refer to official notifications from the RBI or state authorities.
Bank Holidays in January 2025
In January, banks celebrate the new year and national pride with Republic Day, alongside regional festivals like Makar Sankranti.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 1 January 2025 | Wednesday | New Year’s Day | Arunachal Pradesh, Assam, Goa, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Rajasthan, Sikkim, Tamil Nadu, Telangana |
| 2 January 2025 | Thursday | New Year Holiday / Mannam Jayanthi | Mizoram, Kerala |
| 6 January 2025 | Monday | Guru Gobind Singh Jayanti | Haryana, Punjab, Rajasthan |
| 11 January 2025 | Saturday | Missionary Day | Mizoram |
| 12 January 2025 | Sunday | Swami Vivekananda Jayanti / Gaan-Ngai | West Bengal, Jammu and Kashmir, Delhi, Manipur |
| 14 January 2025 | Tuesday | Makar Sankranti / Pongal | Arunachal Pradesh, Gujarat, Karnataka, Kerala, Odisha, Punjab, Sikkim, Telangana, Tamil Nadu |
| 15 January 2025 | Wednesday | Makar Sankranti / Pongal / Magh Bihu / Thiruvalluvar Day | Andhra Pradesh, Sikkim, Telangana, Tamil Nadu, Assam |
| 16 January 2025 | Thursday | Kanuma Panduga / Uzhavar Thirunal | Andhra Pradesh, Tamil Nadu |
| 22 January 2025 | Wednesday | Imoinu Iratpa | Manipur |
| 23 January 2025 | Thursday | Netaji Subhas Chandra Bose Jayanti / Gaan-Ngai | Tripura, Odisha, Punjab, Sikkim, West Bengal, Jammu and Kashmir, Delhi, Manipur |
| 25 January 2025 | Saturday | State Day / Mohm Hajarat Ali | Himachal Pradesh, Uttar Pradesh |
| 26 January 2025 | Sunday | Republic Day | All States and Union Territories |
| 30 January 2025 | Thursday | Sonam Losar | Sikkim |
Bank Holidays in February 2025
February features holidays like Vasant Panchami and Maha Shivaratri, celebrated in multiple states.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 3 February 2025 | Monday | Vasant Panchami | Haryana, Odisha, Punjab, Sikkim, Tamil Nadu, Tripura, West Bengal |
| 10 February 2025 | Monday | Losar | Sikkim |
| 12 February 2025 | Wednesday | Guru Ravidas Jayanti | Haryana, Himachal Pradesh, Madhya Pradesh, Mizoram, Punjab |
| 14 February 2025 | Friday | Vasant Panchami / Saraswati Puja | Odisha, West Bengal, Jammu and Kashmir, Delhi, Tripura |
| 15 February 2025 | Saturday | Lui-Ngai-Ni | Manipur |
| 19 February 2025 | Wednesday | Chhatrapati Shivaji Maharaj Jayanti | Maharashtra |
| 26 February 2025 | Wednesday | Maha Shivaratri | Most states including Andhra Pradesh, Bihar, Chandigarh, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttarakhand, Uttar Pradesh |
Bank Holidays in March 2025
March includes colorful festivals like Holi and the start of Ramadan.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 14 March 2025 | Friday | Holi | Most states including Andhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Gujarat, Haryana, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Meghalaya, Mizoram, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal |
| 30 March 2025 | Sunday | Ugadi / Gudi Padwa / Chaitra Sukhladi | Andhra Pradesh, Karnataka, Maharashtra, Telangana, Goa, Rajasthan |
| 31 March 2025 | Monday | Ramzan Id / Eid-ul-Fitr | All states with significant Muslim population, including Andhra Pradesh, Bihar, Delhi, Gujarat, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Tamil Nadu, Telangana, Uttarakhand, Uttar Pradesh |
Bank Holidays in April 2025
April marks the beginning of the financial year with annual account closing and festivals like Rama Navami.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 1 April 2025 | Tuesday | Annual Closing of Bank Accounts | All states (closed for public transactions) |
| 6 April 2025 | Sunday | Rama Navami | Bihar, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Uttarakhand, Uttar Pradesh |
| 10 April 2025 | Thursday | Mahavir Jayanti | Bihar, Chandigarh, Chhattisgarh, Delhi, Gujarat, Haryana, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Punjab, Rajasthan, Tamil Nadu, Uttarakhand, Uttar Pradesh |
| 14 April 2025 | Monday | Ambedkar Jayanti | Andhra Pradesh, Bihar, Chandigarh, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal |
| 18 April 2025 | Friday | Good Friday | All states except Haryana, Jammu and Kashmir, Jharkhand, Punjab, Rajasthan, Uttarakhand |
Bank Holidays in May 2025
May celebrates labor and Buddha Purnima.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 1 May 2025 | Thursday | International Worker’s Day / May Day | Assam, Bihar, Goa, Karnataka, Kerala, Manipur, Punjab, Tamil Nadu, Telangana, Tripura, West Bengal |
| 12 May 2025 | Monday | Buddha Purnima | Arunachal Pradesh, Assam, Bihar, Chandigarh, Delhi, Haryana, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Madhya Pradesh, Maharashtra, Mizoram, Odisha, Punjab, Rajasthan, Sikkim, Tripura, Uttarakhand, Uttar Pradesh, West Bengal |
Bank Holidays in June 2025
June features Bakrid and Rath Yatra.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 7 June 2025 | Saturday | Bakrid / Eid al-Adha | All states with significant Muslim population, including Andhra Pradesh, Bihar, Delhi, Gujarat, Hyderabad, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Tamil Nadu, Telangana, Uttarakhand, Uttar Pradesh |
| 27 June 2025 | Friday | Rath Yatra | Odisha, Manipur |
Bank Holidays in July 2025
July includes Muharram and other regional observances.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 6 July 2025 | Sunday | Muharram / Ashura | Andhra Pradesh, Bihar, Chhattisgarh, Delhi, Hyderabad, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh |
Bank Holidays in August 2025
August celebrates Independence Day and festivals like Raksha Bandhan.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 9 August 2025 | Saturday | Raksha Bandhan | Gujarat, Haryana, Madhya Pradesh, Rajasthan, Uttarakhand, Uttar Pradesh |
| 15 August 2025 | Friday | Independence Day / Janmashtami (Smarta) / Parsi New Year | All States and Union Territories |
| 16 August 2025 | Saturday | Janmashtami | Andhra Pradesh, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh |
| 27 August 2025 | Wednesday | Ganesh Chaturthi | Andhra Pradesh, Goa, Gujarat, Karnataka, Maharashtra, Odisha, Tamil Nadu, Telangana |
Bank Holidays in September 2025
September brings Milad un-Nabi and the start of Navratri.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 5 September 2025 | Friday | Milad un-Nabi / Eid e Milad | Andhra Pradesh, Bihar, Chhattisgarh, Delhi, Gujarat, Haryana, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttarakhand, Uttar Pradesh |
| 22 September 2025 | Monday | Navratra Sthapna | Rajasthan |
Bank Holidays in October 2025
October is packed with Navratri, Dussehra, and Diwali celebrations.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 2 October 2025 | Thursday | Mahatma Gandhi Jayanti / Maha Saptami | All States and Union Territories |
| 20 October 2025 | Monday | Diwali / Deepavali | Most states including Andhra Pradesh, Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Goa, Gujarat, Haryana, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal |
| 22 October 2025 | Wednesday | Govardhan Puja | Bihar, Maharashtra, Uttarakhand, Uttar Pradesh |
| 23 October 2025 | Thursday | Bhai Duj | Bihar, Gujarat, Madhya Pradesh, Rajasthan, Sikkim, Uttarakhand, Uttar Pradesh |
Bank Holidays in November 2025
November honors Guru Nanak Jayanti.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 5 November 2025 | Wednesday | Guru Nanak Jayanti | Assam, Bihar, Chandigarh, Chhattisgarh, Delhi, Gujarat, Haryana, Himachal Pradesh, Jammu and Kashmir, Jharkhand, Madhya Pradesh, Maharashtra, Mizoram, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal |
Bank Holidays in December 2025
December ends the year with Christmas.
| Date | Day | Holiday Name | States Observed |
|---|---|---|---|
| 25 December 2025 | Thursday | Christmas Day | All States and Union Territories |
Conclusion
Planning around bank holidays in 2025 can save time and prevent inconvenience. With a mix of national events like Republic Day and regional celebrations like Ganesh Chaturthi, the calendar reflects India’s diverse culture. Use digital banking for urgent needs, and stay updated via the RBI website or your bank’s app. If you’re traveling or handling finances across states, check local variations to ensure smooth operations.